Is there any long list of your dream house, which is yet to be found? Or maybe you might be someone who is looking for a home and property with facilities located on it. Or might be someone who is looking for a secluded housing area but still wants a close distance to the town in order to run some errands. Well, if this is how your bucket list of your future dream house has been visualized, then today is your lucky day, because there is a place where you can have all of these important details that you need at Bukit Subang.
Bukit Subang is one of the states that belongs to Shah Alam capital. This state is under the Shah Alam capital, and has quite a lot of beautiful things to offer to its people. First of all, a brief introduction of Bukit Subang. There’s another two states that are close to Bukit Subang, which is Petaling Jaya and also Subang Jaya. These three states are under one main capitol which is Selangor. I think we all might have known Selangor very well. Selangor is one of the most famous capitals in Malaysia after Kuala Lumpur. Selangor is also considered the most progressed state compared to any other state that is in Malaysia. Due to its population and also its influence from the western country.
So, with that being cleared, let’s talk about Bukit Subang, and why it can be your ideal property. Well, as for Bukit Subang, every facility and also necessary things such as transportation, stores and groceries are located nearby. If you are someone who owns a car, then I don’t think you would be needing it in this area. Because at Bukit Subang, most of your needed facilities are nearby and it just takes you a few steps of walking to reach it. And the best part is, the public transportation. The public transportation in Bukit Subang is actually well used transportation for many workers that try to save time and their petrol for their car. It is easy, convenient and also cheap compared to being stuck in traffic and getting to work and home late. Public transportation is also one of the initiatives that has been initiated by the Selangor district in order to cut down the traffic.
Moreover, when it comes to housing properties in Bukit Subang, there’s no way that people are going to hate it. It is due to its strategic location where the property itself is situated. And if you are someone who is looking for a calm and peaceful location inside a hectic and busy city, then there are some that I could recommend and also, Bukit Subang is also known for it’s real estate properties and some housing development that is on it’s way. If you are someone who is looking for a secluded area, and wants a bit of peace of mind from the busy city, the place where I will suggest you look is Elmnina Valley. This place is situated at Bukit Subang, and is a bit away from the town, and if you are someone who is opting in a peace and serene environment, then this would be one of the place to be checked out first before you further your search in different part of real estates that is in Bukit Subang.
If you are renting or even owning a house, you should know some of these things that have been stated in this post. At least, you have some info. Owning a shelter means a responsibility comes with it. Read more down below.
1. What Are The Responsibilities Of The Landlord To The Tenant
Generally, the landlord is responsible for all damage caused by ‘wear and tear’, damage due to age and any damage that involves the safety of the tenant’s life and rental house property.
Damages to be borne by the landlord include but are not limited to:
Ideally, as a professional landlord, all preparations and maintenance that could threaten the health and safety of the tenant should be done before the tenant enters again. It not only guarantees the tenant’s quality of life throughout the tenancy period, but it will also save you money and time (no need to shuttle to the rental home to repair the damage).
However, not everyone can know when the damage will occur. In the event of damage to a rental home that is under your responsibility, there are several ways you can do for repair work:
Ask the tenant to fix it and reclaim the money from you. After that, you fix it yourself. Or another way is the landlord can hire by contacting the contractor to repair it on your behalf. Wait until the rental period expires (if not serious)
2. Important Note:
For serious damage (threatening to life and safety), you are encouraged to continue to repair it as soon as possible. If damage is waitable, allow 24 to 48 hours for repair.
The faster you respond to tenant damage reports, the better the relationship between you and your tenant. A good relationship will not only make it easier for you to manage them, it will also make the tenant more responsible for taking care of your rental home.
In a Nutshell
Last but not least, most people have known, rental houses have the potential to be a lucrative source of income. Even so, it is only true if this management is done properly. For landlords as well as tenants, both parties need to have a clearly and complete written rental agreement. This post has some of the responsibilities and safety tips that you need to know.
A Family doctor degree is a type of medical degree that requires the students to complete four years of education and clinical training in order to become board certified. The medical school curriculum generally consists of courses such as anatomy, biochemistry, molecular genetics, disease pathology, histology, physiology and biostatistics. A family doctor degree is a medical degree that focuses on the primary care of patients. This includes prevention, diagnosis, and treatment. The family doctor degree is primarily awarded by medical schools in the United States and Canada. They are also awarded by some universities in Europe and Africa.
The student will typically spend four years studying medical science (i.e., anatomy, biochemistry, pathology), three years of clinical studies (i.e., general medicine, pediatrics), three years of residency training (i.e., internal medicine) with a focus on primary care, and a year supervising other residents in family practice or internal medicine clinics. Family doctors are the backbone of modern healthcare. They are the first point of contact for patients, who range from newborns to the elderly. They also provide advice on how to take care of your health and how to prevent diseases in their patients. A family doctor degree is a medical degree that focuses on the practice of family medicine, which is the care of patients from birth to death. This includes physical ailments and mental health conditions, as well as general wellness.
A family doctor degree is a medical degree. It is a four-year course in the field of medicine. Its requirements are similar to the requirements for other medical schools, which include the MCAT and GPA requirement. A family doctor degree is an advanced healthcare professional training program that leads to a four year undergraduate degree in medicine. The curriculum incorporates science, humanities, and social sciences with basic sciences and clinical practice. The University of Arkansas College of Medicine as an example offers this program while many other top universities offer different variations of this course.” Family doctors are health practitioners who provide primary care services for patients within their own communities or work with other physicians in hospitals or clinics. Family doctors are the best person to handle any medical problem that may occur in the family. They are responsible for all areas of healthcare from minor ailments to serious health conditions.
The professor of medicine enrolled the students in a medical school and taught them how to practice medicine. After completing their studies, doctors can take a written and practical exam and finally graduate as a family doctor with a medical degree, which is categorized by several fields such as pediatric, internal medicine, or general practice. The Family doctor degree is a graduate-level education that is awarded after four years of study. The courses and curriculum of this degree are designed to teach students the knowledge and skills necessary to provide primary care. A family doctor is a person who has graduated from medical school with a Doctor of Medicine degree and has passed the United States Medical Licensing Examination (USMLE) to join the American Board of Family Practice.
In order to meet the needs of their customers in the quickest period possible, all businesses need a certified supply chain service in Malaysia. The delivery system must be timely, accurate, and cost-effective to be successful.
Choosing a good supply chain
You should rethink your current supply chain if even one of the three elements listed above is absent. Additionally, business owners should be aware that supply chains can be divided into three types:
In a Just-In-Time inventory model, there is a high turnover rate and low inventory volume.
Due to a long lead time with suppliers, low inventory turnover and a high inventory level can occur.
The fresh and frozen food industries require high inventory turnover and large inventory volume in order to replace any expired or ruined goods.
Other crucial things to consider when developing or modifying your supply chain include:
In which part of the world do you do business?
Regulations and taxes at the state and local levels
Lead times for shipping and logistics
Logistical expenses and savings
Success in your supply chain can also be gauged by looking at the following:
Costs associated with goods movement
Such commodities take a long time to move through a supply chain. All consumers must be satisfied at the lowest possible cost, thus you must find a delivery system that can do this in the most efficient way feasible. These aspects should be taken into account when determining which supply chain is best for your company.
Your typical customer’s location
Do you ship internationally, regionally, or only inside your own city?
Do customers come to you for order pickup?
A two-month delivery time is typical for goods that must be shipped from one country to another. Because of this, you’ll need to create a supply chain capable of handling international freight and customs concerns. Your inventory and management can be extended if your consumers choose to pick up their products in person.
Your company will need a high inventory with low turns if order-to-delivery times are critical to your operation. This means that you’ll have to spend more time and money on your goods, but at least your consumers will be satisfied. High demand or perishability necessitates a high inventory and timely delivery before the expiration date.
Finally, the supply chain you choose must meet all of your clients’ needs so that they may get your items whenever and wherever they want. Nevertheless, you should only pay for what you need. To be successful, you’ll need a well-thought-out strategy and meticulous preparation. An accountant with expertise in cost accounting will be required to handle financial aspects of the supply chain. Many supply management systems can be used to monitor every step of the supply chain.
HLB connect is a new service that is available in Australia and New Zealand which allows people to get every possible detail on their debit, credit card or account. The HLB connect website is easy to use and provides all the information that potential customers will need before making a purchase. HLB Connect is a service provided by the HLB. It allows you to register for debit card, credit card or account details at your convenience. HLB Connect is an online service that lets you register for a debit card, credit card or account details anywhere in the world. The service connects to your email address so that you can easily get your information anytime and anywhere.
Benefits of HLB Connect
With so many cards in the market and so many to choose from, it can be hard to know which one will be the best. HLB Connect offers benefits such as: no annual fee, ease of use with a single card, the option to link debit card and credit card (which means you can spend during inclement weather without worrying about whether or not your card is present), easy access to account information on the go, and an interest-free loan of up to $500 when you need it.
How does HLB Connect work?
The HLB Connect card is essentially a debit card that you can use to make purchases at any location that accepts Mastercard. The HLB Connect card will also allow you to pay your credit card balances and transfer the money into savings or another bank account. HLB Connect is an online payment gateway operated by HLB Group. It allows you to make online payments to various suppliers such as billers, utilities, and retailers. Registering is quick and easy; in fact, you only need two pieces of information: your email and your password. Once you have create internet banking account malaysia, all the receipts that are sent to your email will be automatically uploaded into your personal account which lists all the transactions on a specific date. What to watch out for when using a debit card or credit card from Malaysia? One thing to watch out for is that the bank often offers a debit card or credit card with zero ATM withdrawal fees. If you are carrying a balance on your card, the fee will be charged per transaction up to three times the daily limit set by you. This can cost you more money in the long run and account holders should be aware of this before they sign up.
The HLB connect app is a digital dealership that offers debit cards, credit cards and account details. The application can be downloaded on android and apple so that clients can use the card anywhere in the world. Standard Chartered Malaysia (Malaysia) is an online bank for people who want to bank online with Standard Chartered Bank. This blog is a great resource for those who are looking to open an account with the online bank, or for people just checking out Standard Chartered Malaysia online banking.
During the discussion about masonry construction, it’s hard to avoid thinking about concrete, cement, and plaster. What we’re referring to are the powders here. In order to build environments that are both safe and long-lasting for them, it is essential that the best materials be used. We’re going to go through what makes concrete, mortar, and plaster different so that you can make an informed decision about which one is right for your project.
Masonry powders come in coarse and fine varieties, thus it’s important to distinguish between the two
These are the powdered ingredients that, when mixed with water, form a mixture that hardens and sticks to the surfaces it comes into touch with by a chemical reaction (either with air or water). Choosing the cement products malaysia is most essential.
As an example, when a mixture hardens in the presence of air, we call it an air-binder. Examples of this kind of substance include gypsum and lime.
The term “hydraulic binder” refers to a kind of binder that forms when a mixture hardens in the presence of water. Examples of this kind of substance include cements and hydraulic limes.
Mortars are made by combining water, aggregate (sand and gravel), and other components, like as binders, together. In order to avoid the mortar from shrinking too much during the process of setting and hardening, sand is added to the mix.
Multiple coats of mortar are used to create plaster, which is then painted or finished with additional coatings after it has been painted to create a level and uniform surface.
Now Is The Time To Learn About Cement, Mortars, And Plasters!
It is one of the numerous kinds of hydraulic binders, which are those building materials that, when mixed with water, have adhesive properties. Cembal is one of them. For example, crushed stone, sand, or even gravel may be added to hydraulic cement, which is made by combining cement with water. Adding coarse materials like stones or gravel to the cementations paste creates a cementations paste (cement and water). The end result is clear. A finer-textured inert ingredient results in cement mortar, on the other hand.
Cement’s basic component, clinker, must be understood in order to comprehend its makeup. The blast furnace, where it is made, is named after the raw elements, like as clay and carbonate minerals, that go into the process of making clinker. Marl, a kind of rock, is often used in the manufacturing of cement because it has an equal proportion of clay and carbonate.
Portland cement, the most used hydraulic cement in building coatings, requires the addition of at least two-thirds of calcium, iron, and aluminum oxides to starting clinker. The strength of the concrete created as a result of the blast furnace fire will be affected by the addition of additional raw ingredients. A wide variety of cementations binders are available on the market, all of which are based on Portland clinker.
Ever wondered how casinos earn money? Most individuals realise that a gaming site gets money when bettors lose. But if punters win, the bookmaker loses… They do? Many assume online gambling sites win or lose like their users. But that isn’t the case. These gambling sites are businesses. They exist to make money.
Let’s examine how gambling sites make money.
The vigorish or the “vig” is the major source of revenue for gambling sites. It is the site’s commission on losing bets. -110 is a popular betting odds. To win $100, you must wager $110. The gambling sites will profit if they obtain equal money on both sides of the contest.
For example, a $220,000 handle comes from a $110,000 wager on the home team and another $110,000 on the visiting side. To reward individuals who bet on the home team, the site will give out $100,000 plus return their $110,000 bets. $10,000 ($220,000 – $210,000) remains. That’s the vig or the casino’s portion.
So many bets on a single game or event. Statista estimates the online gaming market at $45.8 billion in 2017 and $94 billion in 2024. That’s a substantial sum of money.
An ideal world would see balanced action on both sides of each market. If both sides bet the same amount, they will split the vig. Here’s an example. But this isn’t always the case. In many cases, one side sees a lot of action while the other sees little to none. If this happens, the gambling sites try to sway the action by lowering the odds for the side that needs it.
If betting on Team A is heavy, it will cut its odds to discourage betting. If movement is slow on Team B, the betting companies will increase the odds to entice gamblers to wager on Team B.
The books may not be balanced at the end of the betting period. On the other hand, the books are always tipped in favour of the gambling sites.
There are two types of online gamblers: squares and sharps. And now for the two. The squares are recreational bettors. They bet casually. The betting “public” is made up of the bulk of bettors. Conversely, sharps are the industry’s smart men. These are seasoned gamblers with years of expertise.
Online casinos know who the sharps are by their record of big bets and high wins. Gambling sites often modify odds to deter the public from following massive bets made by sharps. Another technique to balance the books.
Remember that betting sites have wagering limits. These were put in place to protect the house from sharp bettors. This will help gambling sites like casino slots online Malaysiamake more money and stay in business.
Ever tried email marketing for your business? If not, I believe it is about time you do.
I know, I know. We leave most of our emails unopened or simply block or send them to spam. Emails can be extremely annoying. So how is investing in an impressive email copy going to make any difference for your business?
We may be leaving our emails unopened, but don’t be so quick to dismiss the power of emails. Did you know that email marketing happens to be one of the most effective strategies in our marketing plan? Believe it or not, they have the highest return on investment compared to any other form of marketing we do. Even more than social media marketing (If you play your cards, strategically).
Email marketing is the process of using direct mail to interact with customers, build customer lifetime value, build relationships, create revenue opportunities and many more. People do email marketing in so many different ways. But what’s undeniable is the result of email marketing campaigns.
The results of email marketing are boundless. As fancy as social media is, it does not hold a candle to the effects of email marketing. They are great at acquiring customers, reducing the customer acquisition cost, customer retention rate, improving sales, boosting traffic and strengthening the SEO strategy. If you engage with SEO packages Malaysia, you’ll end up ranking first on the google page as a result of your email marketing efforts.
A day in the life of an email marketer is not about spamming people or getting any replies from the customers. But rather it is about generating lead, accumulating interest, calling for action, and establishing a relationship with your customers. What better way to let your customer know that you think about them than a customized pretty email?
Email marketers work hard to create impressive email copies, and support their content with the rest of the digital marketing campaign. Email marketing campaigns can be used to develop fresh new insights into the needs of the consumers and understanding their demands. You can read into the type of content they love and the type of actions they want to see from the business.
There are more benefits to email marketing than just improving the number of customers. Email marketing can be expensive compared to the pursuit of social media. But remember, it has a much higher return on investment than social media. There are more email accounts compared to social media accounts and people tend to pay attention when it comes to email. Email gives off credibility, authenticity and importance. So if a customer finds your content and brand valuable, they are more likely to open your email and to take action from it. Emails are incredibly action oriented so you are bound to get a higher return on the time, money and space you invest in.
So what are some of the strategies that work in 2021? We know the importance, and we know that we need email marketing to survive in the fast paced world of internet marketing and digital content. But the world of email marketing is not always consistent. So how can we stay up to date with the current times and what strategies can we implement in our email marketing plan?
Creating Engaging Content
Content is king. We cannot say this enough!
Content is king no matter where it is. Whether it is on social media or on an email, the content you include must be aimed to create customer lifetime value. But how can you make sure your content is engaging enough for your customers?
Think about the goal of your email. The objectives of the email marketing campaign and the expected deliverables from the email. Also remember why your customer subscribed to your email in the first place. Is it to stay updated with the new product launches? Exclusive scoops on the industry news? Or for the company newsletter? No matter what it is, provide your customers with engaging content that motivates them to a call to an action. A cool headline, vibrant colours, a strong impactful message that motivates them to take an action immediately is the best of email.
Get To Know Your Target Customer
How can you reach your customer without truly understanding them? Email marketers can use insights from customer behaviour and their on-site behaviour to develop some proper and well targeted content. As the marketer you have the power to control what you write and you have the power of understanding how it will impact your customer’s decision. You can have a perceived understanding of their expectations and how they will react to your email.
There are so many ways you can connect with your audience and learn more about them. The data on purchasing journeys is not the only way to analyze what they want. It is important for businesses to break down their walls and find a genuine way to carry a conversation with customers. Surveys, social media insights, messages, DM’s, email responses and customer service chats go a long way in understanding what your customer wants from you. Habits and decisions never remain the same so it is a marketers job to predict changes and accommodate accordingly.
A/B Test Your Strategy
Testing your strategies is so important in Marketing.
Testing your email campaigns is even more important as it can make all the difference in your email open rates, click through rates and revenue opportunities. So how can you a/b test (or otherwise known as split testing) your email marketing campaign?
Formulate two different email strategies. One is maybe shorter, more vibrant and humorous compared to the other email, that is more informative and in a different format. Divide your subscribers or customers into two groups and send one form of the email to one group and the other email to another group.
Your changes in both emails do not have to be huge changes. It can simply be the order of the words, the length of the email, the headlines, keywords being used, or even the colours and design of the email. Monitor the effect and results of both the emails. Check their click through rate, the open rates and the boost in traffic as a result of the email campaign.
Divide Your Target Market Into Segments
Not every customer in your target market is the same. Your audience is huge. There are thousands and you can divide these into sub groups. Segmenting your customers is important based on their behaviours, preferences and the type of customers they are. You can divide them based on their on site behaviour, the number of abandoned shopping carts they have, how regularly they shop, how loyal they are and how infrequent they are with your brand.
Each and every email you curate for different segments is for a different purpose. Some for retention, some for acquisition. Make sure you have a clear purpose that supports the overall marketing objectives!
The sphere of communication has always been undervalued by the general public due to it not being placed under the STEM (science, technology, engineering, and mathematics) spectrum. Notwithstanding the fact that communication is not part of that very field of expertise, whoever decides to pursue a career in it must be equipped with significant skills and techniques not everyone is lucky enough to be bestowed upon birth. Being in the communication field does not solely revolve around communicating with another counterpart, that is though the bare minimum to this profession. Many preconceived notions concerning any sort of communication profession as “taking the easy way out” and undeserving of the credits granted because the job scope is somewhat simple compared to that of other industries. Little did society apprehend where abundant other skills and techniques communicators are obliged to be equipped with to be labelled as successful in this precise field of interest. Suppose you are one looking forward to pursuing a career in the communication industry, here are some heads up to help open up your very door to the world of communication.
Though communication is the massive umbrella with countless dimensions alongside distinct expertise required, writing is deemed comparatively essential to be capable of effectively getting your message across through words. The communication process is considered vain provided the particular message is well apprehended in its intended meaning amongst all parties involved. It is said that interacting through words is relatively tougher compared to getting it done verbally. The reason being not everyone is proficient with the usage of words to properly convey their message. Bear in mind that words are arbitrary, and there is always a tendency for misunderstanding provided the sender is sufficiently competent to devise the right set of words and sentence construction.
To get that done, first and foremost, individuals must possess excellent knowledge with regards to grammar, and the skills to alter the tone to fit the comprehension of different audiences or readers. Different individuals hold different levels of proficiency in a particular language, for example, suppose one is constructing an article for undergraduates, the level of language devised must be slightly higher compared to that for primary school students. This is to help audiences and readers to easily grasp the idea we are trying to disseminate through words and sentences they find easy to interpret.
Apart from that, there exist different styles of writing materials in which a writer must be proficient enough to construct all upon demands, for example when you are working in a digital marketing agency Malaysia where content writing and copywriting are two different tasks. Some common writing pieces including but are not limited to a script, promotional materials, researched articles, copywriting, emails, letters, so on and so forth; all of which requires a different set of tone and formality to match its purpose. To illustrate, script-writing is nowhere near similar to researched articles, as the former requires much more creativity compared to the latter where credible facts and a higher level of language must be incorporated. Script by definition, denotes the written text of a film, play, or broadcast thus the essentiality to make it as jovial and natural as possible. You do not wish to spectate a play where the actors and actresses are solely spitting facts and statistics.
Writing for the sake of writing, and writing for the sake of being read by people are two different things. When you are assigned to a writing task, you are not just writing for a mere submission, rather, you are given the responsibility to construct a writing piece that can easily grasp the attention and interests of the targeted audience. Reading is one passion many lacks today, and in order to write something that fascinates people, that writer must be equipped with adequate talent and creativity. Again, writing is a part of communication that is considered vain. Suppose nobody sees the purpose in squeezing out time to decipher it, thus failing the benchmark of the communication process.
Many must have doubted the necessity to be extremely good at speaking, but in this very specialization, who are you to be a communicator if you lack confidence in speaking impromptu in front of different groups of audiences? While stage fright is deemed a thing with many struggling to overcome whenever being put into a situation where they are supposed to speak and present in front of a large group of people. With that being said, as the saying goes “practice makes perfect” best suits this circumstance. Pursuing a diploma or degree in communication trains you to be a courageous speaker who holds abundant ideas, over time, you will start getting the hang of it. Another way of breaking down this stumbling block is to actively participate in group conversations. This grants you a perfect opportunity and platform to express whatever thoughts are buried deep down inside you. You are highly advised to gather a group of boon companions whom you find great resonance and tight bonds to start practising so. Day after day, you will start seeing improvements in this aspect of yours.
Everyone is capable of speaking, but to be a communicator, you must not be passive. Always avail yourself of critical thinking skills to reason and argue a statement of which is factually wrong. While it is advisable to also not get involved with conflicts, as a communicator, we must debunk false information and raise awareness of credible ones. To distinguish what is accurate and what is fabricated, you must be willing to read more on a daily basis, be it newspapers, online forums, biographies, encyclopedias, and so on.
Long Story Short
If you think you are more than prepared to unleash your skills in this very specialization, start looking out for universities that offer the course of suchlike, and if you have already graduated from your higher institution, you may want to start looking for job dimensions that fit your capability and interest because of the industry is fairly wide.
Staying safe and healthy is really important during this time, we want to protect our family and our loved ones from getting the Covid. That is why, we need to be safe and know what are the needed precautions for us to do, to avoid getting the virus and avoid spreading it to other people.
These are some of the important things for us to do, to avoid getting or spreading the virus.
Wear your mask
If you are going out, please remember to wear a mask. Not only it will protect you but it will also protect other people from catching any viruses. When wearing your mask, make sure that it is placed correctly and cover your mouth and nose. Also, please make sure that the blue side is outside, and most importantly is, we need to throw out our mask once we have worn it outside. Do not wear the same mask twice because that definitely defeats the whole purpose of wearing a mask.
6 feet away
When you are going out to buy groceries or do any important business, make sure that you are staying 6 feet away from other people and also avoid going to crowded places. This will probably lessen the chances of you getting or spread any virus from each other. So it is important to keep your distance when you are going out.
Wash your hands
Our hands carried billions of bacteria every day, so we need to wash our hands and keep them clean most of the time. Avoid touching unnecessary things like the railing of the stairs or other things. And if we have accidentally touch it immediately wash it or you can use hand sanitizer to kill the germs. Dr.Clo has proven to be effective against Covid-19, so we can use the sanitizer to kill all of the germs and bacterias.
During this time we need to help one another and do whatever we can to not spread this virus. Getting ourselves vaccinated will help and protect ourselves and also our loved ones. Not only it can lessen the chances of us getting the virus but once we have reach herd immunity we might be able to do all of the things that we used to do before this pandemic.
If you are feeling under the weather, don’t wait and immediately get yourself check. It may be nothing but it also can be something serious. So, if you are having a slight fever or flu please go to your nearest clinic and get it check. It is better for us to take extra precautions rather than feeling bad for not being extra safe.
These are some of the things that we can do by ourselves to help and make sure that the virus of Covid-19 is not being spread. During this crucial time, we need to be extra safe and be extra paranoid to take care of our health and our loved ones.